A mortgage is a loan,
enabling the purchase of a home dependent on its market value at the time of
borrowing. The value of the property determines the amount which is borrowed.
And therein lies the potential problem, because,
what happens if the market value of the property in question drops below the
amount borrowed and outstanding?
When that occurs, the borrower is in negative
If your property is in negative equity, we can definitely help. Having worked successfully with hundreds of
clients to bring an end to their existing financial pain and anguish, we
certainly know what we are talking about and our 5 star testimonials
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Our experienced, multi-skilled staff
consisting of Chartered Accountants, Insolvency Practitioners and banking
professionals are experts in the broadest possible range of tried and trusted
debt solutions. These range from bespoke informal settlements, Individual
(IVAs) through to improved re-negotiation of existing
agreements and mis-selling claims.
Using our impressive armoury of
solutions, in tandem with superb relationships developed over many years with
the vast majority of UK lenders, we have achieved over £40M of debt write-off
across the past 3 years
. Our average write-off, across all clients, is an
Not only do you get complete access
to this unrivalled experience and expertise, but you also have the comfort of
knowing you are working with an organisation authorised and regulated by the
Financial Conduct Authority (FCA) – FCA number 688199.
Our main objective is to help you
move forward from your current position, which is probably a mix of anxiety,
confusion, stress and frustration, to one where these financial difficulties
have been resolved/significantly improved, allowing you and your family to plan
confidently, positively and happily for the future.
Individual personal circumstances dictate the best
approach to the resolution of a negative equity situation. Here are the typical
client situations that we come across: