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Overview

A mortgage is a loan, enabling the purchase of a home dependent on its market value at the time of borrowing. The value of the property determines the amount which is borrowed.

And therein lies the potential problem, because, what happens if the market value of the property in question drops below the amount borrowed and outstanding?

When that occurs, the borrower is in negative equity.

Individual personal circumstances dictate the best approach to the resolution of a negative equity situation. Here are the typical client situations that we come across:

Individual personal circumstances dictate the best approach to the resolution of a negative equity situation.
Are you in any of these circumstances.

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