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Testimonial: “I felt like I could breathe again”

 Testimonial: “I felt like I could breathe again”

Testimonial: “I felt like I could breathe again”

| Overview

efore house prices crashed in 2007, many people were told they would never fall. House prices would keep going up and if they wanted to get on the housing ladder, they’d better do it now. This lead to many people taking out huge, often interest only, mortgages. When the crash came they were left with a mortgage much greater than the value of their property and no way to pay off the debt.

This is exactly the situation one of our recent clients found themselves. With mortgage interest payments and unsecured debt spiralling out of control, Sandra came to us for help. We were able to help Sandra sell her home and negotiate the shortfall on the mortgage, making her monthly payments affordable.

| Sandra's Experience.

Sandra told us her situation had become overwhelming; We were taking on more and more debt and it was spiralling out of control. It was a constant struggle that was making me feel really depressed.

Coming to Negative Equity UK started a process that would take the weight off Sandra’s shoulders.

We read a good review of Negative Equity online and decided to get in touch. When we met they were open and honest and helped us to understand our situation better, which made me feel better right away, and as things proceeded we were always kept informed.

When it was done it was a big weight off my shoulders, I felt like I could breathe again.

| We can help you.

Are you in a situation like Sandra? Is your house in negative equity, or do you have an interest only mortgage with no way to repay the capital?

If this sounds like you, then we can help. Contact Negative Equity UK on 028 9018 3223, or online at

How is home equity calculated?

Home equity is calculated by subtracting the amount you still owe on your mortgage from the current market value of your home.

Can you have negative equity?

Yes. With standard loans, your home equity will increase over time. With negative-amortizing loans — a loan with monthly payments less than the interest rates — your equity decreases over time as your owed balance increases.

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