Individual Voluntary Agreement

We achieved an average mortgage write off of 77% for our clients in 2018.

Our service is 100% confidential, regulated and authorised by the FCA.

Since 2013 we have achieved a successful write off for 96.6% of our clients.

We have secured debt write offs worth over £37 million for NI home owners.

What is An Individual Voluntary Agreement

Complex debt situations containing the likes of credit cards, unsecured loans, overdrafts, negative equity, etc may require a more detailed solution.

An IVA, which is a legal agreement between you and the people you owe money to (your creditors), may be such a suitable solution.

Most, but not all types of debt can be included in this agreement.

A settlement is offered to your creditors, paid either as a five-year payment plan (contribution IVA) or if possible, via a lump sum.

Unlike some other debt firms, we have an in-house Insolvency Practitioner and an IVA team who advise, construct, propose (nominate) and supervise bespoke property debt IVAs for our clients throughout the province.

We successfully complete 100s of IVA debt settlements a year whereby all our clients’ debts were dealt with and settled with one arrangement (settlement).

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