Can you clear your interest only mortgage at the end of the term?

We achieved an average mortgage write off of 77% for our clients in 2018.

Our service is 100% confidential, regulated and authorised by the FCA.

Since 2013 we have achieved a successful write off for 96.6% of our clients.

We have secured debt write offs worth over £37 million for NI home owners.

If, like many NI homeowners, you took out an interest only mortgage between 2004 and 2008 you may well find yourself in negative equity with no plan in place to repay the capital.

What If I Can’t Pay Off My Interest Only Mortgage

| Overview

Are you merely only paying an expensive “rent”?

Think about it, your mortgage payment will change (increase) with interest rate rises and if you can afford it, you can remain in your property. When the term ends, what then? Start again? At 55, 60, 65 years old? Where do you move too? How do you fund your retirement while paying rent for the rest of your life? Is this “fair” or “reasonable”?

Is your interest only term running out?

We are helping 100s of clients every year whose interest only mortgage is ending. In fact, we’ve helped many clients whose mortgage term has already expired.  Negative Equity Mortgage‘s are a problem and we can help.

Our clients get expert advice following a Case Analysis (see our Solutions page), here we’ll really get to the heart of your situation, provide a suitable recommendation and actively help you move forward, typically with either:

• Mortgage re-negotiation /term extension on a prepayment basis
• Sale of your property and Settlement of your negative equity

Start getting help TODAY