We have the HIGHEST SUCCESS RATE in the industry and we help more families WRITE OFF MORE DEBT than any of our competition
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Why would a bank agree to write off mortgage debt?

One of the most common solutions we offer to our clients at Negative Equity NI is a negotiated settlement with their lender. With a debt write down, also known as a shortfall sale or an informal arrangement, the borrower typically sells the property and we will negotiate with the lender to write off as much […]


Our definitive guide to negative equity.

What is negative equity? Why is it a problem? What can be done to deal with it? At Negative Equity UK, we know that our clients have questions. Most people don’t spend their time thinking about negative equity, IVAs and interest rates, but at Negative Equity UK we spend every day dealing with these issues. […]


We offer solutions for unaffordable property debt in Northern Ireland.

At Negative Equity NI, when we meet our clients for the first time, they often tell us that they believe their situation is hopeless and they do not think there’s any way out of their debt situation. Many are worried that their debts will inevitable force them to go bankrupt. There are, however, a range […]


Has a change of circumstances made mortgage repayments unaffordable?

Buying a property is one of the biggest financial decisions anyone will make in their life. Failure to keep up payments can ruin your finances and even lead to you losing your home. No one takes on the cost and the responsibility of a mortgage expecting that they won’t be able to pay. Sometimes, however, […]

mortgage help

Struggling with mortgage arrears and negative equity? We can help.

Taking out a mortgage and buying a house is the biggest financial decision most people will make in their lives. No one makes this decision with the intention of falling behind on their payments or not paying back the loan, but sometimes situations arise which make it impossible for borrowers to meet their mortgage costs. […]