Have you become a Landlord through necessity rather than choice?

We achieved an average mortgage write off of 77% for our clients in 2018.

Our service is 100% confidential, regulated and authorised by the FCA.

Since 2013 we have achieved a successful write off for 96.6% of our clients.

We have secured debt write offs worth over £37 million for NI home owners.

We are helping clients daily who have let their “starter home” and moved elsewhere as they were not able to previously sell, due to negative equity.

This is a very common problem for NI property owners who bought for the first time in 2004 to 2008.

Accidental Landlord Negative Equity

| Overview

Is your rental property losing you money?

Do you have consent to let from your lender? Is the rent covering all costs including mortgage interest, rates, insurance, management fees, maintenance, void periods?

Have you sought tax advice regarding Section 24? Will your property increase in value, significantly enough, for you to repay the debt before the end of term?

Many of our clients seek advice who are in this specific situation. Often, by letting a property long term, they are simply “kicking the can down the road”.

By completing a detailed Case Analysis to answer these questions we can provide a suitable recommendation and actively help you move forward, typically with either:

  • Mortgage re-negotiation; securing a better interest rate, amendment to the term, consent to let from the lender
  • Sale of your property and Settlement of your negative equity

Start getting help TODAY